Business Plan
  • Population:
 10.5 million
  • Income per Capita:
16,000 USD
Summary
  • Cost of Schools and Hospitals:
 € 12.3 million
  • Equity:
 € 4.4 million (35% of total cost)
  • Raised through Bonds:
€ 7.9 million (65% of total cost)
  • Gross Income (yearly):
 € 14.34 million
  • Expenses (yearly):
 € 9.0 million
  • Operating Surplus (yearly):
 € 4.6 million
  • Needed to pay back Bond in
    10 years with 8%
    interest (yearly):
 € 1.15 million
 
Schools
  • Number of students to be enrolled:
 400
  • Number of Schools to be built:
 2 with 8 classrooms each
  • Square meters to be built:
 1,650 per school x 2 = 3,300
  • Land requirement:
 2,000 m2 per school x 2 = 4,000 m2
COST: € 4.2 million, out of which:
  • Cost of construction:
 € 1,050/m2 x 1,650 m2 x 2 schools =
€ 3.5 million
  • Cost of land (est.):
 € 0.7 million
TOTAL COST OF SCHOOLS: € 4.2 million, out of which:
  • Equity in the Project:
 € 1.7 million
  • Provided through Bonds
    (or other loans)
    issued in the country:
 € 2.4 million
INCOME: € 2.2 million per year
  • Tuition:
 @ € 5,500 per student per year
€ 5,500 x 400 students =
€ 2.2 million per year
RUNNING EXPENSES: € 1.3 million, out of which:
  • Salaries:
 @ € 3,000 per teacher/staff person per month (two full time teacher/staff per classroom of 25 students) = 2 staff x 8 classrooms x 2 schools x € 3,000 x 12 months =
€ 1.2 million per year
  • Other (Utilities, insurance,
    maintenance, etc.):
 € 0.16 million per year
OPERATING SURPLUS: € 0.9 million per year, out of which:
  • Bond Payment:
 Payment of € 2.4 million with 8% interest over 10 years to bond holders or bank =
€ 0.35 million per year
  • Local Bonus:
 20% of surplus after payment of financing =
€ 0.11 million per year
  • To Equity Provider:
 € 0.44 million per year
Hospitals
  • Number of Hospitals to be built:
 1 with 100 beds total
  • Square meters to be built:
 5,000 m2
  • Land requirement:
 5,000 m2
COST: € 8.13 million, out of which:
  • Cost of construction:
50 m2 x 100 beds x € 1,050/m2 =
€ 5.3 million
  • Cost of equipment down payment:
 € 2.0 million
  • Cost of land (est.):
 € 0.88 million
TOTAL COST OF HOSPITALS: € 8.13 million, out of which:
  • Equity in the project:
 € 2.63 million
  • Provided through Bonds
    (or other loans)
    issued in the country:
 € 5.5 million
INCOME: € 12.14 million per year
  • Patient Fees:
 @ € 665 per bed per day and 50% occupancy. 50 beds x € 665 x 365 days =
€ 12.14 million per year
RUNNING EXPENSES: € 7.7 million
OPERATING SURPLUS: € 3.7 million per year, out of which:
  • Bond Payment:
 Payment of € 5.5 million with 8% interest over 10 years to bond holders or bank =
€ 0.8 million per year
  • Local Bonus:
 20% of surplus after payment of financing =
€ 0.6 million per year
  • To Equity Provider:
 € 2.3 million per year